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Should you switch
to the LFP model?

4,300+ BC physicians have already enrolled in LFP. Compare your current FFS income against projected LFP earnings using real payment rates — time-based billing, interaction fees, and panel payments.

FFS vs LFP Income Comparison

Compare your current Fee-for-Service income with projected earnings under BC’s Longitudinal Family Physician payment model.

1250
20
25%
$220K
15%

Fee-for-Service

Gross billings$220,000

Office visits: 5,000 × $38.61

Counselling visits (~15%): 750 × $76.88

Overhead (~28%)– $61,600
Net income$158,400

LFP Model

Time-based billing$432,250

Direct care: $32.5 × 2 units × 5,000 visits

Indirect + admin: $107,250

Interaction fees$173,505

In-clinic/virtual $25, consult $60, advanced $110

Panel payments$50,922

1,250 patients × ACG-weighted rates

Gross total$656,677
Overhead (~25%)– $164,169
Net income$492,508

LFP projected advantage

+$334,108/year net

Key context

  • • BC GPs average $221K gross ($161K net) under FFS — lowest in Canada
  • • LFP physicians with 1,250+ patients report minimum $385K gross
  • • LFP pays for indirect care (charting, lab review) — unpaid under FFS
  • • WorkSafeBC claims must still be billed separately. MVA care is now billable under LFP (Feb 2026)
Get a Personalized Transition Analysis

30-min call — we’ll model your specific practice with real billing data

Rates from April 2025 MSC Payment Schedule · Verified 2026-03-27

Understanding LFP

Three payment components

01

Time-based billing — $32.50 per 15 minutes

Covers direct patient care, indirect care (charting, lab review), clinical admin, and travel. Billed in 15-minute increments with mandatory start/end times. Clinical admin capped at 10% of annual time codes.

02

Patient interaction fees — $25 to $110

Per-interaction payment by encounter type. In-clinic and virtual visits at $25, consultations at $60, standard procedures at $60, advanced procedures at $110. Max 50 interaction codes per day.

03

Panel payments — based on patient count and complexity

Annual per-patient payments based on your empanelled population. Complex patients (multiple comorbidities, mental health, geriatric) generate higher panel payments.

Important caveats

  • • WorkSafeBC claims must still be billed separately. MVA care is now billable under LFP (Feb 2026). ICBC reports remain excluded
  • • Non-panel (walk-in) services capped at 30% of total LFP billings
  • • CLFP payments stop when switching to LFP
  • • Minimum 250 empanelled patients required within 4 months
  • • This calculator provides estimates — actual income depends on billing patterns

Need help deciding?

Book a free 30-minute call. We\u2019ll model your specific practice with real billing data and help you understand the transition.